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VA Claim Guides

Plain-language help for filing your VA disability claim — and a straight explainer for every VA form. All free, all sourced from the regulations (38 CFR) and VA.gov.

Filing your claim, step by step
Intent to File

Submit VA Form 21-0966 before anything else. This protects your effective date and could be worth thousands in back pay.

BDD Claim

Benefits Delivery at Discharge is the fastest path to day-one benefits. File while still in service and get a decision before you separate.

Filing Within 1 Year of Discharge

The first year after separation is your strongest filing window. Many conditions are presumed service-connected, and your effective date goes back to…

Filing Beyond 1 Year

Most veterans file years after service. You absolutely can — you just need stronger evidence to establish service connection.

C&P Exam Preparation

The Compensation & Pension exam often determines your rating more than any other factor. How you prepare can make or break your claim.

Building Your Evidence Package

Every successful VA claim rests on three pillars: a current diagnosis, an in-service event, and a medical nexus connecting them.

Nexus Letters

A strong nexus letter from a qualified provider is often the difference between approval and denial, especially for claims filed after the presumptive…

FDC vs. Standard Claim

Fully Developed Claims are processed faster but require all evidence upfront. Standard claims let the VA help gather evidence but take longer.

Denied? Your Appeal Options Explained

A denial is not the end. You have three appeal lanes — Supplemental Claim, Higher-Level Review, and Board Appeal. Choose the right one for your situation.

Filing for an Increase

If a service-connected condition has gotten worse since your last rating, you can file for an increased rating at any time.

10 Mistakes That Get Claims Denied

About 30% of initial VA claims are denied. Most denials are preventable. Avoid these common mistakes to get it right the first time.

PACT Act

The PACT Act (2022) is the largest expansion of VA benefits in decades. If you deployed post-9/11 or served near burn pits, new presumptive conditions…

Secondary Service Connection

If a service-connected condition causes or aggravates another condition, that second condition is itself service-connected. Most veterans leave money…

TDIU

Total Disability based on Individual Unemployability pays at the 100% rate when your service-connected conditions prevent you from holding…

Buddy Statements

A well-written buddy statement from someone who served with you can establish in-service events, witnessed injuries, or symptom onset. A bad one gets…

Supplemental Claims

A denied claim isn't the end. Submit new and relevant evidence under 38 CFR § 3.2501 and the VA must take a fresh look.

MST Claims

Military Sexual Trauma claims have unique evidentiary rules under 38 CFR § 3.304(f)(5). "Markers" can establish a stressor when official records are…

VA Benefits While Abroad

Living overseas doesn't cut you off from VA benefits. Pittsburgh handles most foreign claims, Houston handles Mexico/Central/South America/Caribbean,…

Proposed Reduction Notice

A proposed reduction is NOT a final decision. You have 60 days to submit evidence and 30 days to request a hearing. Do nothing and the reduction…

Protected Ratings

Time-in-rating gives you real protection. After 5 years VA must prove sustained improvement, after 10 years service connection cannot be severed, and…

Total Disability Protections

Total ratings have stricter reduction rules than schedular ratings. VA must show material improvement under ordinary conditions of life — and for TDIU,…

Clear and Unmistakable Error (CUE)

CUE is how you undo a final VA decision that had an undebatable error. There is no deadline to file, and if granted, the corrected decision goes back…

Due Process Rights Under § 3.103

Every claimant has a baseline set of procedural rights at every stage. Notice, hearing, representation, witnesses, evidence submission, and a reasoned…

Every VA form, explained
VA Form 21-526EZ

The main application veterans file to claim VA disability compensation for a service-connected condition. File online at VA.gov for the fastest path…

VA Form 21-0966

Filing an intent to file locks in your effective date while you finish gathering evidence. You then have one year to submit the complete claim.

VA Form 21-22

Use this form to appoint an accredited Veterans Service Organization (VSO) to represent you on a VA claim or appeal at no cost.

VA Form 21-4138

Use this form to put your own words on the record about your service, your symptoms, or how a condition affects your daily life. It is also the form…

VA Form 21-4142

Sign this form to give the VA permission to request your records directly from a private doctor, hospital, or clinic. Pair it with 21-4142a, which…

VA Form 21-686c

Use this form to add a spouse, child, or dependent parent to your VA compensation, or to remove a dependent after a divorce, death, or a child aging…

VA Form 20-0995

File a Supplemental Claim when you have new and relevant evidence on an issue VA already decided. Submitting within one year of your decision letter…

VA Form 20-0996

Ask a senior adjudicator to review the same evidence already in your file for a clear error. No new evidence allowed. Must be filed within one year of…

VA Form 10182

Send your disagreement to a Veterans Law Judge at the Board of Veterans' Appeals. Pick one of three dockets: Direct Review, Evidence Submission, or…

VA Form 21-2680

A clinician-completed examination report used to claim the higher Aid and Attendance or Housebound rate on top of your monthly VA payment. The veteran…

VA Form 21-8940

The application for Total Disability based on Individual Unemployability. If your service-connected conditions keep you from holding substantially…

VA Form 21-0781

Your written account of the in-service event that caused PTSD or another mental health condition. As of June 2024 this single form covers PTSD,…

VA Form 21-0781a

VA discontinued Form 21-0781a on June 28, 2024. Claims tied to military sexual trauma or personal assault now go on VA Form 21-0781, and the…

VA Form 21-22a

Use VA Form 21-22a to appoint a single accredited attorney or claims agent (or a one-time non-accredited individual) to represent you before VA. It is…

VA Form 21-674

File this to keep an 18-to-23-year-old child counted as a dependent on your VA compensation award while they are enrolled in an approved school. VA…

VA Form 21-10210

The structured form a buddy, spouse, or fellow service member uses to give VA a sworn firsthand account supporting your claim. It is the modern…

VA Form 21P-527EZ

Need-based monthly pension for wartime veterans with limited income who are 65+, permanently and totally disabled, in a nursing home, or receiving…

VA Form 21P-534EZ

Use this form to claim Dependency and Indemnity Compensation, Survivors Pension, or accrued benefits after a veteran's death. File within one year of…

VA Form 10-10EZ

The enrollment application for VA Health Care. This is separate from disability compensation — you can be enrolled in VA health care without a rating,…

VA Form 22-1990

VA Form 22-1990 is how you apply for the Post-9/11 GI Bill, Montgomery GI Bill (Active Duty and Selected Reserve), and related VA education programs.…

VA Form 28-1900

Use VA Form 28-1900 to apply for Veteran Readiness and Employment (Chapter 31) — counselor-driven training, education, or job-placement help for…

VA Form 21P-530EZ

Use this form to claim VA burial allowance, plot or interment allowance, and transportation reimbursement after a veteran's death. A surviving spouse…

VA Form 21-4192

VA mails this form to your former employers to verify when you worked, how much you earned, and why you left — it's the employer-side companion to your…

VA Form 21P-509

File this when you're rated 30% or higher and want to add a parent (biological, step, or adoptive) as a dependent based on the parent's income and your…

VA Form 21-4502

If a service-connected disability cost you the use of a hand, foot, or your sight — or left you with a severe burn injury or ALS — you may qualify for…

VA Form 26-1880

VA Form 26-1880 asks VA to issue your Certificate of Eligibility (COE) — the document a lender needs to confirm you qualify for a VA-guaranteed home…

DD Form 214

DD-214 is the DoD separation document that VA uses to confirm your service dates and character of discharge. Every VA disability claim leans on it, so…

This guide is free in the VA Ready app

Free, no account: all 50+ filing guides, a personalized timeline from your separation date, an evidence checklist for every condition, and the combined-rating calculator with real VA math.

With Pro

You walk away with the documents that move claims: a VSO-ready Claim Summary PDF with a peer-reviewed evidence appendix, an Exposure Profile PDF mapping every presumptive your service earned, the actual 38 CFR rating criteria for your exact conditions, and all 50 states’ benefits.

This guide is for general informational purposes only and is not legal or medical advice. VA Ready is not affiliated with, endorsed by, or connected to the U.S. Department of Veterans Affairs. Regulations and procedures change; always verify current requirements at VA.gov and consult a VA-accredited representative for help with your claim.