BDD Claim — File 180-90 Days Before Separation

What Is BDD?

Benefits Delivery at Discharge (BDD) lets active-duty service members file a VA disability claim 180 to 90 days before their separation date. The VA processes your claim while you're still in, with the goal of delivering a rating decision within 30 days of discharge.

Why BDD Is the Gold Standard

• Day-one benefits: Your effective date is the day after separation
• Faster processing: Claims average 30 days faster than standard claims
• Access to military medical: You can still get exams and records on base
• No gap in income: Compensation can start immediately after your last paycheck

Eligibility Requirements

1. You must be on active duty (including National Guard/Reserve on active orders)
2. You must file between 180 and 90 days before separation
3. You must be available for C&P exams within 45 days of filing
4. You must submit your Service Treatment Records (STRs)
5. You must have a known separation date

Step-by-Step Process

Step 1 — Gather Your Evidence (Before Filing)

• Request complete copies of your Service Treatment Records from your military medical facility
• Get current diagnoses for every condition you're claiming — visit sick call, see your PCM
• Document everything in your military medical record NOW while you still have access
• Get buddy statements from fellow service members who witnessed your injuries or symptoms

Step 2 — File on VA.gov

• Create a VA.gov account if you don't have one (use DS Logon, Login.gov, or ID.me)
• Go to "File a disability claim" and select BDD
• List every condition — do not leave anything out thinking you'll add it later
• Upload all supporting documents

Step 3 — Attend C&P Exams

• The VA will schedule Compensation & Pension exams (usually within 45 days)
• These may be in-person at a VA facility or via telehealth
• See our C&P Exam Preparation guide for critical tips

Step 4 — Receive Your Rating

• Goal: decision within 30 days of separation
• Benefits start the day after your separation date

What If You Miss the BDD Window?

If you're inside 90 days of separation, you can't file BDD — but file a standard claim immediately. If you're past 180 days out, wait until you're in the window or file an Intent to File now to protect your date.

Common BDD Mistakes

• Not claiming everything: If it's in your medical record and bothers you, claim it. You can't easily add conditions later without starting a new claim.
• Not getting current diagnoses: The VA needs a current diagnosis, not just a complaint from 3 years ago
• Missing C&P exams: If you miss your exam, your claim may be decided without it — usually resulting in a denial
• Waiting until day 90: File as close to day 180 as possible to maximize processing time