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Intent to File — Lock Your Effective Date First

Submit VA Form 21-0966 before anything else. This protects your effective date and could be worth thousands in back pay.

38 CFR § 3.155 · Free guide from VA Ready

Why This Is Step One

Your effective date determines when your benefits start — and how much back pay you receive. An Intent to File (ITF) locks that date, giving you a full year to gather evidence and submit your formal claim.

How It Works

When you submit an ITF, the VA records that date. If your claim is later approved, your benefits are backdated to the ITF date — not the date you submitted the full claim. This can mean months of retroactive pay.

How to Submit

Online (fastest): Go to VA.gov → File a disability claim. When you start the online form, your ITF is automatically recorded — you don't need a separate form.

By phone: Call 1-800-827-1000 and tell the representative you want to submit an Intent to File.

In person: Visit your local VA Regional Office with VA Form 21-0966.

By mail: Send completed VA Form 21-0966 to your regional VA office.

Critical Rules

Pro Tip

File your ITF the same day you decide to pursue a claim — even if you're months away from having your evidence ready. There is zero downside and potentially tens of thousands of dollars in upside.

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This guide is for general informational purposes only and is not legal or medical advice. VA Ready is not affiliated with, endorsed by, or connected to the U.S. Department of Veterans Affairs. Regulations and procedures change; always verify current requirements at VA.gov and consult a VA-accredited representative for help with your claim.